Retire on your terms. Not a $3,000 advisor's.
See your whole retirement roadmap in plain English. Then see what factors change it. When you can retire, how long your money lasts, when to claim social security, what the taxman takes, and what moving or a Roth conversion really does.
See where you stand.
- Your full year-by-year Roadmap to Retirement
- The chance your money lasts, tested across hundreds of market paths
- 3 Ask the Rebel questions every month
- Your Social Security, Medicare, and Required Minimum Distribution dates
- One saved roadmap
- Plain-English retirement guides and glossary
No card, no bank login.
Then $59/year. Regular price $99/year.
Everything in Free, plus:
- Ask the RebelStraight answers about your specific situation, in plain English.
- The OptimizerFinds your best tradeoffs to reach your goal.
- Unlimited roadmapsTest any change and see what it does to your future.
- Side-by-side comparisonsSee the tradeoffs before you decide.
- Spend-more solverSee how much more you could spend and still meet your goal.
- Big-purchase checkSee what a car, trip, renovation, or gift does to your whole roadmap.
- Withdrawal reality checkSee how much you need to withdraw to have the amount you need after taxes.
- Income tripwiresSee when more income can raise taxes, Medicare, or health-insurance costs.
- Roth sweet spotFind the conversion amount that helps your goal most, including $0.
- Roth tax-source comparisonCompare ways to pay the tax on a Roth conversion.
- Early-retirement accessSee which accounts you can tap before 59½ and which rules apply.
- Social Security planningModel spouse, survivor, ex-spouse, and child benefits.
- Survivor scenariosSee what changes if one of you dies first.
- Medicare + HSA planningCatch HSA timing traps, late penalties, and Medicare surcharge jumps.
- Relocation & downsizingSee the tax impact and fully loaded cost of moving.
- Care-option comparisonCompare staying home, family help, and assisted living.
- Caregiving impactModel time away, lost earnings, and paid help.
- Saving finish lineSee when continued retirement saving becomes optional.
- Phased retirementTest part-time work, consulting, or an earlier exit.
- Retirement Dry RunCompare your expected retirement spending with what you actually spend.
- The Next 30Plan your week, people, purpose, care, and legacy.
- Give now vs. laterSee what helping family now does to what you leave later.
See all Rebel features
- Market-drop Roth testSee whether a market drop changes your Roth strategy.
- Fee dragSee what investment and advisor fees cost you over time.
- Estimated-tax remindersKeep federal and state payment dates from sneaking up.
- Personalized TimelineSee the forms, deadlines, and milestones that apply to you.
- Progress trackingCompare your real balances with your roadmap.
- Law-change flagsKnow when a rule change affects your roadmap.
- Enrollment remindersKeep Medicare, Social Security, and other key windows on your radar.
- Official resource finderFind old 401(k)s, pensions, and government help.
- Document uploadDrop in a statement; RetireRebel fills the fields, then discards the file.
Keep your Roadmap to Retirement current as markets, retirement rules, and your life change.
Your roadmap isn't one and done.
Retirement keeps changing. Your roadmap should too.
Check what changed
Tax laws change. Social Security COLAs change. Medicare thresholds, RMD rules, contribution limits, and other planning numbers change. See what they do to your goals.
See if you’re still on track
Markets move. Interest rates change. Re-run your roadmap and see whether your retirement timing changed, your money is more or less likely to last, or different opportunities now matter most.
Keep your numbers current
Update your balances, savings, spending, income, and retirement plans monthly, quarterly, or whenever life changes.
Adjust as life changes
A new job. A move. A bigger trip. An inheritance. Helping a parent. A market drop. Update your roadmap and see what the change means before making a decision.
Free shows you where you stand today. Rebel helps you keep your Roadmap to Retirement current as the years, rules, markets, and your life change.
Getting the window or your right can be worth tens of thousands. A fee-only advisor runs a few thousand dollars. RetireRebel is $99 a year, and it never sells you a thing. Not a stock, a bond, a fund, an annuity, a Medigap plan, or long-term care insurance. None of it.
No ads. We never sell your data. No bank logins. Your uploaded documents are never stored. Tax is added at checkout.
Quick questions
Can I cancel?
Yes. Cancel any time from account settings. Your subscription stays active through the end of the term you already paid for and will not renew after that.
Is my data safe?
Saved roadmaps are locked to your account with Supabase Row-Level Security and never sold. See the Privacy Policy.
Do I have to link my bank?
No. Ever.
What do I get for free?
Free gives you your full Roadmap to Retirement, the chance your money lasts, key retirement dates, one saved roadmap, and 3 Ask the Rebel questions every month. Rebel adds unlimited Ask the Rebel, the Optimizer, unlimited roadmaps and comparisons, and the tools that help you keep your roadmap current as your life and retirement rules change.
Why stay a Rebel year after year?
Because your retirement picture keeps changing. Update your roadmap as your balances, spending, work, markets, interest rates, Social Security COLAs, tax rules, Medicare thresholds, and life plans change. Rebel lets you re-run the numbers, compare new options, and see whether what worked last year still works now.