Retirement advice was written for your parents.
Break the mold. Build your future.
Learn how soon you can retire, how long your savings will last, how much Medicare will cost, if you need to downsize, and more.
Use real inputs
Your accounts, income, and spending. No jargon, no logins to start.
Compare tradeoffs
Roth conversions, a move, part-time work, an early market drop.
Choose your own path
Take it seriously. Reject the cookie-cutter retirement.
What you get
Your finances and the life you want finally live in the same place.
See when retirement looks possible
Find the earliest age you could retire based on your savings and choices.
Know what your savings support
Understand how much monthly income your accounts can actually cover in retirement.
Compare retiring now, later, or gradually
Test full stop, part-time, or working a few more years, side by side.
Test a move or housing change
See what relocating, downsizing, or a second home does to taxes, equity, and your roadmap.
Prepare for healthcare before and after Medicare
Model the pre-Medicare bridge, Medicare premiums, IRMAA, and long-term care.
Find tax and Roth-conversion opportunities
Spot your low-tax years, conversion windows, and where surcharges kick in.
Decide when to claim Social Security
See what claiming at 62, 67, or 70 does to your income, the chance your money lasts, and the survivor benefit.
Track the deadlines that cost money
Social Security timing, Medicare enrollment, and required distributions, before they pass.
Turn findings into action.
Get a prioritized list of what to do, why it matters, and by when.
Projected portfolio value
A sample roadmap. Yours is built from your own numbers.
Your next moves
- Confirm your Social Security claim age
- Take required minimum distributions
- Enroll in Medicare on time
- Confirm your account balances
A prioritized action plan, made for you.
Stop guessing. Start with the answer.
Every other tool makes you fiddle. Change a number, watch the percentage move, change it back, try again. The Optimizer works backward. You tell it the goal. It tells you what has to be true to get there. Say you want to retire at 62. It runs your numbers hundreds of ways and comes back in plain English: retire at 62 if you trim spending to this, wait until this age for Social Security, and save this much more a month. Or skip two of those and move to a no-tax state. Every path ranked from least painful to most. And when a goal can't be reached, it says so, names the one thing in the way, and shows the closest version you can actually hit.
- Set a goal: an age to retire, a spending level, an amount to leave behind
- Get the exact changes that make it work, ranked by how much they'll hurt
- See real tradeoffs: work a year longer, or cut spending 8%, or claim later, your choice
- Hear the truth when a goal is out of reach, and what to aim for instead
Plan for a retirement worth retiring to.
How are you going to spend your next 30 years? All retirement calculators focus on the money but what about the other parts to retiring well: having a reason to get up and people to spend the day with. RetireRebel is the only one that factors those in.
When you stop work, you lose a schedule, a role, a reason. The Next 30 helps you build what comes after: what you want more of, your ordinary week, and the people and places that matter, so a move doesn't cut you off from your life. The money side sits right beside it. Part-time work you add to your plan shows how a gig changes your roadmap, and the Caregiving planner faces the hard part head-on: caring for a parent or an adult kid, including whether you can be paid to do it.
- Sketch what you want more of, the people you want around, and what an ordinary week looks like
- Keep your people and places in view when you weigh a move
- Track legacy readiness: documents, beneficiaries, and the stories you want passed on
- Right beside the money: part-time work you add to your plan, and the Caregiving planner for a parent or adult child, change the outlook
Get the full picture, not a single number.
No ads. We never sell your data. No bank logins. Your uploaded documents are never stored.